Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct word that best fits each of the numbered blanks.

Teenagers do not spend as much money as their parents think, according to the findings of a recent survey. The survey (36)......... 300 teenagers, 13-18 years old, from all over Britain. By the time they reach their teens (37)......... children see their weekly pocket money rise dramatically to an average of £20.

Greater access to cash among teenagers does not mean that they are more irresponsible. Although they have more cash. (38)......... about debt is increasing (39)........., most children make an effort to put some aside for the future. Instead of wasting their pocket money on sweets or magazines, the majority of the children (40)......... took part in the survey save more than half of their cash.